D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 1, 2020

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If you are researching mobile home insurance quotes online, it means you are ready to get a policy in place for your mobile home. Or, you could be considering getting one and in that case should know what to expect for rates. Just as with your vehicle, your mobile home needs protection. Similar to a traditional house your mobile home needs protection. The bottom line is that, as the owner of a mobile home you need protection.

If you need protection it could be because you have a single, double or triple wide manufactured home that you need to insure. Even if your mobile home is being set on your financed, owned or rented property, you still need coverage and protection for getting it there. This is especially true if the value you owe on the financed loan is greater than that of the value if the mobile home.

Getting What You Need

There are different options for policies when it comes to checking out mobile home insurance quotes online. The truth is, the price of the premiums should not be the deciding factor for the type of coverage you get. By shopping around and comparing affordable quotes you can find a policy provider that can get you everything you want in your coverage at an affordable rate.

For example there are things to consider like:

  • getting repairs or replacement taken care of for your owned or financed manufactured home
  • getting additional coverage for things like attached decks and porches
  • having extra coverage for damage to attached structures like garages
  • finding out about coverage for structures on your property like detached storage sheds

The bottom line is that if you want it protected and insured you should be able to do so. Don’t try to save a few dollars on premiums but end up not getting the total insurance protection and coverage you want and need. Mobile home protection is as important as any other type of home insurance. Make sure the home and items inside are insured for the peace and mind of you and your family.

Other Considerations

Too many mobile homeowners settle for less coverage than they should have because they don’t know what is available. In some cases, it could be because they also do not think they can afford the premiums for the total coverage. Of course, without shopping around for mobile home rates a person could not possible be aware of just how cheap mobile home insurance rates can be.

Getting mobile home insurance quotes online is how you can be certain you get all the protection you need. The important part is to make sure you get the coverage you need before it is too late. Don’t wait until after disaster strikes to find out how little coverage you actually had. All it takes is your zip code and you could be on your way to getting quotes. When it comes to getting mobile home insurance quotes online you already found the source to give you all the information you need.